Financial disputes in India often involve complex issues such as loan defaults, debt recovery, and management of non-performing assets (NPAs). These cases require specialized legal knowledge and representation before forums like the Debt Recovery Tribunal (DRT) and under the provisions of the SARFAESI Act, 2002. Ajay Gautam Advocate, based in Jabalpur, Madhya Pradesh, has established himself as one of the leading legal professionals in this area, offering both litigation and advisory services across India.
Professional Profile
Ajay Gautam has over a decade of legal practice, with a primary focus on banking and finance law. He has represented banks, financial institutions, corporate clients, and borrowers, developing a reputation for balanced and effective advocacy. His work ranges from debt recovery and enforcement of security interests to borrower protection and settlement negotiations.
Debt Recovery Tribunal Representation
The Debt Recovery Tribunal plays a central role in resolving disputes involving recovery of debts owed to banks and financial institutions. Ajay Gautam provides representation in:
Filing and defending original applications.
Appeals before the Debt Recovery Appellate Tribunal (DRAT).
Advising clients on compliance with the Recovery of Debts and Bankruptcy Act, 1993.
Strategic case preparation and document management.
His practical approach ensures clients receive timely and efficient resolutions in these specialized forums.
Specialization in SARFAESI Act
The SARFAESI Act, 2002 allows creditors Banking and Finance Lawyer in India Ajay Gautam Advocate to recover dues without initial court intervention, while also giving borrowers Banking and Finance Lawyer in India the right to challenge unfair actions. Ajay Gautam’s expertise includes:
Drafting and responding to notices under Section 13(2).
Advising on possession and enforcement under Section 13(4).
Representing borrowers in applications under Section 17 before DRT.
Supporting lenders in conducting lawful auctions Banking and Finance Lawyer in India Ajay Gautam Advocate of secured assets.
His ability to protect the interests of both lenders and borrowers makes him a well-rounded professional in SARFAESI litigation.
Pan-India Legal Advisory
Although based in Jabalpur, Ajay Gautam operates on a pan-India scale, appearing before tribunals and advising clients nationwide. He has also developed a strong presence in online legal consultation, providing accessible services to clients regardless of their location. These consultations cover urgent matters such as recovery notices, compliance with RBI guidelines, and settlement discussions.
Key Services
Representation before DRT and DRAT.
Legal advice on NPAs and debt restructuring.
Compliance guidance on banking and finance regulations.
Assistance in one-time settlements (OTS).
Litigation and negotiation in financial disputes.
Approach to Clients
Ajay Gautam is recognized for his emphasis on transparency, professionalism, and ethical practice. He provides clear advice, helps clients understand their legal options, and tailors strategies to the circumstances of each case. His dedication to practical solutions and Banking and Finance Lawyer in India favorable results has made him a trusted advocate for individuals and institutions alike.
Why Choose Ajay Gautam Advocate
Deep specialization in DRT and SARFAESI law.
Over a decade of experience in financial disputes.
Balanced representation for lenders and borrowers.
Pan-India presence supported by online consultation.
Strong record of success combined with ethical practice.
Conclusion
Debt recovery and banking disputes demand a lawyer with both technical expertise and practical insight. Ajay Gautam Advocate has built Banking and Finance Lawyer his reputation as a leading professional in DRT and SARFAESI cases, offering pan-India services and online consultations. His client-focused approach, combined with a strong track record, makes him one of the most dependable advocates for navigating financial and banking law in India.